Privacy & Other Important Disclosures

Privacy Policy
At CAPSTONE Trust, we recognize our obligation to keep information about you secure and confidential. We have established policies and procedures that respect financial privacy of all individuals who use CAPSTONE Trust. Your relationship with us is very important us, and we want you to understand our procedures for handling your information.

 

Security Measures and Limited Employee Access
CAPSTONE Trust restricts access to non-public personal information about you to those representatives and employees who need to know that information to provide products or services to you. We also maintain physical, electronic, and procedural safeguards to guard your non-public personal information.

 

Why We Collect Information
We collect information about you to accurately identify you; protect and administer your records, accounts, and funds; understand your financial needs; help us design and improve our products and services; save you time when you apply for new products and services; and comply with applicable laws and regulations.

 

Types of Information We Collect
CAPSTONE Trust assembles and maintains your personal information so that we can provide quality trust administration and wealth management services. We collect non-public personal information about you from applications and other forms which we receive from you and from oral and email communications (such as your home address, social security number, financial information, and investment objectives). We may also receive information from consumer reporting agencies or public databases. We have established procedures so that the financial information that we collect is accurate, current, and complete.

 

Sharing of Information in Limited Circumstances
In order to provide the highest quality services to you, we do disclose personal information to non-affiliated third parties as permitted by law. An example would be sharing of your information with a mutual fund or other broker or custodian in order to process your business.

Additionally, we do disclose your personal information as permitted by law for required reports to government entities. An example of this would be the sharing of your information with the Financial Industry Regulatory Authority (FINRA) or the Securities and Exchange Commission (SEC) or the Washington State Department of Financial Institutions (DFI) as they oversee our activities.

CAPSTONE Trust does not share your information with third parties for marketing purposes, and we do not sell your information.